[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.oskrebul.cz\/nekdy-mame-malo\/#Article","mainEntityOfPage":"https:\/\/www.oskrebul.cz\/nekdy-mame-malo\/","headline":"N\u011bkdy m\u00e1me m\u00e1lo","name":"N\u011bkdy m\u00e1me m\u00e1lo","description":"Nemohu o sob\u011b sice tvrdit, \u017ee bych byl p\u0159\u00edmo chud\u00fd a nezaopat\u0159en\u00fd, ale p\u0159esto je je\u0161t\u011b hodn\u011b toho, co bych cht\u011bl m\u00edt. A pro\u010d si to tedy nepo\u0159\u00edd\u00edm, kdy\u017e po tom tou\u017e\u00edm? To je jasn\u00e9. Nem\u00e1m takov\u00e9 p\u0159\u00edjmy, abych zaplatil v\u0161echno, po \u010dem prahnu. A tak jsem se musel sm\u00ed\u0159it s t\u00edm, \u017ee nem\u016f\u017eu m\u00edt […]","datePublished":"2025-08-01","dateModified":"2025-08-01","author":{"@type":"Person","@id":"https:\/\/www.oskrebul.cz\/author\/#Person","name":"","url":"https:\/\/www.oskrebul.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/614460c3109f6ef46730ae87c5e2be623f574940fabcec1214dc0d8d5af688cf?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/614460c3109f6ef46730ae87c5e2be623f574940fabcec1214dc0d8d5af688cf?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"oskrebul.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.oskrebul.cz\/wp-content\/uploads\/pppppppppppppppppppppppppppppppppppppppppppppppppppppppppppp_10_2.jpg","url":"https:\/\/www.oskrebul.cz\/wp-content\/uploads\/pppppppppppppppppppppppppppppppppppppppppppppppppppppppppppp_10_2.jpg","height":0,"width":0},"url":"https:\/\/www.oskrebul.cz\/nekdy-mame-malo\/","about":["Pen\u00edze"],"wordCount":442,"articleBody":"       Nemohu o sob\u011b sice tvrdit, \u017ee bych byl p\u0159\u00edmo chud\u00fd a nezaopat\u0159en\u00fd, ale p\u0159esto je je\u0161t\u011b hodn\u011b toho, co bych cht\u011bl m\u00edt. A pro\u010d si to tedy nepo\u0159\u00edd\u00edm, kdy\u017e po tom tou\u017e\u00edm? To je jasn\u00e9. Nem\u00e1m takov\u00e9 p\u0159\u00edjmy, abych zaplatil v\u0161echno, po \u010dem prahnu. A tak jsem se musel sm\u00ed\u0159it s t\u00edm, \u017ee nem\u016f\u017eu m\u00edt v\u0161e. A jsem r\u00e1d, \u017ee m\u00e1m aspo\u0148 to, co skute\u010dn\u011b pot\u0159ebuji, a t\u00edm p\u00e1dem mohu norm\u00e1ln\u011b \u017e\u00edt. Jen\u017ee jsou tu i lid\u00e9, kte\u0159\u00ed ani takov\u00e9 m\u00e1lo nemaj\u00ed. A kdy\u017e jim sch\u00e1z\u00ed n\u011bco, bez \u010deho nelze norm\u00e1ln\u011b existovat, jsou s t\u00edm pot\u00ed\u017ee. A proto\u017ee nechce nikdo pot\u00ed\u017ee m\u00edt, je logick\u00e9, \u017ee se mus\u00ed v p\u0159\u00edpad\u011b jak\u00e9hokoliv nedostatku sehnat pen\u00edze dal\u0161\u00ed. Za kter\u00e9 se to chyb\u011bj\u00edc\u00ed po\u0159\u00edd\u00ed.Pen\u00edze si je tedy t\u0159eba vyd\u011blat. Nebo aspo\u0148 p\u016fj\u010dit, kdy\u017e to nejde jinak a kdy\u017e sou\u010dasn\u011b \u010dlov\u011bk v\u00ed, \u017ee dok\u00e1\u017ee vyp\u016fj\u010den\u00e9 pen\u00edze i splatit. A proto\u017ee se v\u00fdd\u011blky sotva zv\u00fd\u0161\u00ed ze dne na den nebo aspo\u0148 tak rychle, aby jimi byly pot\u00ed\u017ee vy\u0159e\u0161eny, jsou p\u016fj\u010dky v mnoha p\u0159\u00edpadech jedin\u00fdm mo\u017en\u00fdm \u0159e\u0161en\u00edm. P\u016fj\u010dit si lze nejen od lid\u00ed, kte\u0159\u00ed jsou n\u00e1m bl\u00edzc\u00ed, ale i od finan\u010dn\u00edch \u00fastav\u016f. A na ty posledn\u011b zm\u00edn\u011bn\u00e9 je nejv\u011bt\u0161\u00ed spolehnut\u00ed, zejm\u00e9na pokud pot\u0159ebujeme p\u016fj\u010dit v\u011bt\u0161\u00ed pen\u00edze, kter\u00e9 lid\u00e9 kolem n\u00e1s nemaj\u00ed. Ale ani na banky pln\u00e9 pen\u011bz nen\u00ed \u010dasto spolehnut\u00ed. Ty si vyb\u00edraj\u00ed ze \u017eadatel\u016f jenom ty, u nich\u017e je dostate\u010dn\u011b zaru\u010den\u00e9 spl\u00e1cen\u00ed. A ti ostatn\u00ed, nejist\u00ed, je nezaj\u00edmaj\u00ed.A pokud pat\u0159\u00edme pr\u00e1v\u011b k t\u011bm, jim\u017e se ned\u016fv\u011b\u0159uje? Pak m\u00e1me docela sm\u016flu. Banky se k n\u00e1m obr\u00e1t\u00ed z\u00e1dy. A abychom navzdory tomu pen\u00edze sehnali, mus\u00edme to zkr\u00e1tka zkusit i u nebankovn\u00edch spole\u010dnost\u00ed. Proto\u017ee tam nad\u011bje po\u0159\u00e1d je\u0161t\u011b je. A sice v p\u0159\u00edpad\u011b nebankovn\u00ed hypot\u00e9ky. Za kterou se ru\u010d\u00ed nemovit\u00fdm majetkem, a tud\u00ed\u017e je pravd\u011bpodobnost bezprobl\u00e9mov\u00e9ho spl\u00e1cen\u00ed dost velk\u00e1 na to, aby tu p\u016fj\u010dili komukoliv, kdo se nemovitost\u00ed zaru\u010d\u00ed.Takov\u00e1 ne\u00fa\u010delov\u00e1 hypot\u00e9ka je tedy pro mnoho lid\u00ed jistotou, \u017ee zvl\u00e1dnou finan\u010dn\u00ed t\u00edse\u0148. A to vcelku v\u00fdhodn\u011b.                                                                                                                                                                                                                                                                                                                                                                                          4.7\/5 - (3 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"N\u011bkdy m\u00e1me m\u00e1lo","item":"https:\/\/www.oskrebul.cz\/nekdy-mame-malo\/#breadcrumbitem"}]}]