[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.oskrebul.cz\/neutracet-nad-sve-moznost\/#Article","mainEntityOfPage":"https:\/\/www.oskrebul.cz\/neutracet-nad-sve-moznost\/","headline":"Neutr\u00e1cet nad sv\u00e9 mo\u017enost","name":"Neutr\u00e1cet nad sv\u00e9 mo\u017enost","description":"T\u00e9m\u011b\u0159 polovinu lid\u00ed, kte\u0159\u00ed se v tomto obdob\u00ed obrac\u00ed na finan\u010dn\u00ed spole\u010dnosti, tvo\u0159\u00ed lid\u00e9, kte\u0159\u00ed nemaj\u00ed \u017e\u00e1dn\u00e9 finan\u010dn\u00ed rezervy a maj\u00ed dlouhodob\u00fd nedostatek pen\u011bz. A i p\u0159esto jim n\u011bjak\u00e1 spole\u010dnost p\u016fj\u010d\u00ed p\u00e1r des\u00edtek tis\u00edc, p\u0159esto\u017ee m\u00e1 informaci, \u017ee z\u00e1jemce t\u0159eba u dvou bank p\u016fj\u010dku nedostal. Zdrav\u00fd rozum by m\u011bl jak z\u00e1jemci, tak poskytovateli napov\u011bd\u011bt, \u017ee […]","datePublished":"2019-12-18","dateModified":"2023-05-09","author":{"@type":"Person","@id":"https:\/\/www.oskrebul.cz\/author\/#Person","name":"","url":"https:\/\/www.oskrebul.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/614460c3109f6ef46730ae87c5e2be623f574940fabcec1214dc0d8d5af688cf?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/614460c3109f6ef46730ae87c5e2be623f574940fabcec1214dc0d8d5af688cf?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"oskrebul.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.oskrebul.cz\/wp-content\/uploads\/img_a364433_w4315_t1577265669.jpg","url":"https:\/\/www.oskrebul.cz\/wp-content\/uploads\/img_a364433_w4315_t1577265669.jpg","height":0,"width":0},"url":"https:\/\/www.oskrebul.cz\/neutracet-nad-sve-moznost\/","about":["Pen\u00edze"],"wordCount":480,"articleBody":"T\u00e9m\u011b\u0159 polovinu lid\u00ed, kte\u0159\u00ed se v tomto obdob\u00ed obrac\u00ed na finan\u010dn\u00ed spole\u010dnosti, tvo\u0159\u00ed lid\u00e9, kte\u0159\u00ed nemaj\u00ed \u017e\u00e1dn\u00e9 finan\u010dn\u00ed rezervy a maj\u00ed dlouhodob\u00fd nedostatek pen\u011bz. A i p\u0159esto jim n\u011bjak\u00e1 spole\u010dnost p\u016fj\u010d\u00ed p\u00e1r des\u00edtek tis\u00edc, p\u0159esto\u017ee m\u00e1 informaci, \u017ee z\u00e1jemce t\u0159eba u dvou bank p\u016fj\u010dku nedostal.Zdrav\u00fd rozum by m\u011bl jak z\u00e1jemci, tak poskytovateli napov\u011bd\u011bt, \u017ee pravd\u011bpodobnost splacen\u00ed p\u016fj\u010dky je miziv\u00e1. Pokud n\u011bkdo chce pod strome\u010dek nad\u011blit d\u00e1rky za dvacet tis\u00edc a nebyl schopen si od minul\u00fdch V\u00e1noc na\u0161et\u0159it polovinu \u010d\u00e1stky, t\u00e9m\u011b\u0159 jist\u011b nebude schopn\u00fd v obdob\u00ed do dal\u0161\u00edch sv\u00e1tk\u016f na\u0161et\u0159it na spl\u00e1tky p\u016fj\u010dky. A to bude m\u00edt p\u0159ed sebou dal\u0161\u00ed d\u00e1rkovou sez\u00f3nu.V\u0161ude se mluv\u00ed o finan\u010dn\u00ed gramotnosti, o nutnosti nau\u010dit hlavn\u011b lidi s ni\u017e\u0161\u00edmi p\u0159\u00edjmy vyv\u00e1\u017een\u011b a bez rizika hospoda\u0159it, ale v praxi se to v\u016fbec ned\u011bje.Ke zv\u00e1\u017een\u00ed finan\u010dn\u00edch mo\u017enost\u00ed nejsou pot\u0159eba grafy a statistiky. \u00dapln\u011b sta\u010d\u00ed pou\u017e\u00edt mozek.Dal\u0161\u00ed asi \u010dtvrtinu lid\u00ed, kte\u0159\u00ed maj\u00ed o takov\u00e9 p\u016fj\u010dky z\u00e1jem, tvo\u0159\u00ed skupina osob s do\u010dasn\u00fdm v\u00fdpadkem p\u0159\u00edjm\u016f. Tak kdo je tak lehkov\u00e1\u017en\u00fd, kdy\u017e nap\u0159\u00edklad p\u0159ijde o pr\u00e1ci a \u017eije ze soci\u00e1ln\u00edch d\u00e1vek, aby \u0161el nakupovat nepot\u0159ebn\u00e9 v\u011bci na dluh?I p\u0159es demokracii, kterou m\u00e1me, by se do regulace takov\u00fdch p\u016fj\u010dek m\u011bl vlo\u017eit st\u00e1t. Stejn\u011b jako za\u010dal prosazovat omezen\u00ed hazardu, na \u0159adu by m\u011bly p\u0159ij\u00edt nebankovn\u00ed spole\u010dnosti a p\u0159i poskytov\u00e1n\u00ed p\u016fj\u010dek by m\u011bly n\u00e9st v\u011bt\u0161\u00ed riziko \u0161patn\u00e9ho obchodu na sv\u00fdch bedrech, aby l\u00e9pe zv\u00e1\u017eily platebn\u00ed mo\u017enosti klient\u016f a nespol\u00e9haly se na soudn\u00ed vym\u00e1h\u00e1n\u00ed a exekutory.Takov\u00e9 p\u016fj\u010dky by se m\u011bly u\u017e\u00edvat jako z\u00e1chrann\u00e1 injekce pro lidi, co pot\u0159ebuj\u00ed nap\u0159\u00edklad opravit auto, aby mohli doj\u00ed\u017ed\u011bt za prac\u00ed, nebo na po\u0159\u00edzen\u00ed nov\u00e9 pra\u010dky, kdy\u017e se ta star\u00e1 nepl\u00e1novan\u011b pokaz\u00ed.Pochopiteln\u00e1 je i investice do bydlen\u00ed \u010di do vzd\u011bl\u00e1n\u00ed, pokud p\u0159ijde dobr\u00e1 p\u0159\u00edle\u017eitost.D\u00e1rky na V\u00e1noce nejsou podstatou tohoto sv\u00e1tku, a to by se lid\u00e9 m\u011bli u\u010dit u\u017e od d\u011btsk\u00e9ho v\u011bku. Nen\u00ed ani pot\u0159eba ok\u00e1zal\u00e9ho hodov\u00e1n\u00ed, pokud na to nen\u00ed rodinn\u00fd rozpo\u010det p\u0159ipraven\u00fd. Dokonce i nezapomenuteln\u00e1 dovolen\u00e1 se d\u00e1 po\u0159\u00eddit levn\u011b a mo\u017en\u00e1 bude m\u00edt v\u011bt\u0161\u00ed efekt ne\u017e v p\u0159\u00edpad\u011b, kdy za\u010dnou chodit upom\u00ednky na nezaplacen\u00e9 spl\u00e1tky.                                                                                                                                                                                                                                                                                                                                                                                        4.5\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Neutr\u00e1cet nad sv\u00e9 mo\u017enost","item":"https:\/\/www.oskrebul.cz\/neutracet-nad-sve-moznost\/#breadcrumbitem"}]}]